Smartika is the Group's peer to peer lending company, specialised in lending to individuals. It was launched in Italy in 2012 with the aim of offering people the opportunity to operate in the social lending market; being an operator regulated and supervised by Banca d'Italia it guarantees safety and reliability to lenders and borrowers.

The mission of Smartika is to make social lending a valid alternative to traditional financial systems and promoting it as much as possible.