for your success

Human Smart Bank

We support, step by step, families and entrepreneurs in realizing their aspirations, responding to all their financial needs

People and Families
  • Accounts and cards
  • Investments and savings
  • Online trading
  • Financing
  • Protection
  • Retirement planning
  • Accounts and cards
  • Payment systems
  • Corporate finance
  • Credit
  • Leasing
  • Protection
Wealth & Business Advisory
  • Wealth management and investments
  • Business strategy
  • Innovation

Challenger Bank

We offer the best banking and payment experience, in an app

Challenger bank
  • Cards and accounts
  • Consumer credit
  • Investments
  • Protection
  • Cashback
  • Innovative Services

Asset management

We manage, enhance and protect our clients' assets over time, building valuable relationships and prospects.

Asset management
  • Asset management, investments and pension plans
  • Wealth management
  • Ordinary credit and Lombard credit
  • Fiduciary services and asset protection
  • Art Advisory

Innovation ecosystem

We facilitate collaboration and contamination between startups, corporations, banks, institutional players and fintechs

Innovation platform
  • Startup acceleration
  • Open innovation
  • Corporate program
  • Coworking

Open Finance

We enable new interactions between banks, fintechs and enterprises by co-creating new business models and plug-and-play solutions

PSD2, Open and core banking
  • Active gateway
  • Passive gateway
  • IT & BPO services
  • Full outsourcing
Open Platform
  • Open fintech platform
  • Packaged solutions
  • Open payment
  • Banking-as-a-Service (BaaS)
  • SME Bankling
  • Predictive models
Open Payment
  • Payment Hub
  • B2B2C competences, technology and service ecosystem

Investment Banking

We offer Investment Banking products and Advisory services to small, mid, family businesses. We are leaders in proprietary trading on domestic markets, in liquidity provisioning, in Venture Capital investment.

Corporate & Investment Banking
  • Advisory M&A
  • Debt Advisory
  • Leveraged & Acquisition Finance
Treasury & Financial Markets
  • Treasury & ALM
  • Trading on Financial Markets
  • Management of Minority Stakes
Direct Ventures
  • CVC
  • VC Direct Investments
  • VC Funds Investments