La nostra storia

Le prime tracce dell'attività imprenditoriale della famiglia Sella risalgono alla seconda metà del Cinquecento, quando Bartolomeo Sella e suo figlio Comino operano come imprenditori tessili nella Valle di Mosso, nel biellese.

Col passare del tempo all'attività tessile si aggiunge l'azienda agricola, dalla metà del Seicento, e la banca, dalla metà dell'800. Tre settori in cui ancora oggi la famiglia è attiva.

Lungo questa storia la propensione all'innovazione e alle nuove tecnologie ha sempre rappresentato una costante. Nel corso dell'Ottocento i Sella sono protagonisti dei primi passi dell'industrializzazione nel campo tessile. Dopo un viaggio in Inghilterra, infatti, Pietro Sella acquista otto esemplari diversi di macchine per la filatura che, una volta in funzione, contribuiscono all'avvio della rivoluzione industriale italiana e alla crescita dell'azienda di famiglia.

Con il settore tessile ben avviato, è Quintino Sella a ispirare l'idea di dar vita a una banca, che nascerà dopo la sua morte. Il 23 agosto 1886, infatti, il giovane ingegnere Gaudenzio Sella fonda con sei fratelli e cugini la società in accomandita Gaudenzio Sella & C., che è all'origine dell'attuale Gruppo. Tra i soggetti fondatori c'è anche il lanificio Maurizio Sella, che sottoscrive una quota significativa del capitale sociale.

L'antico lanificio oggi è sede delle attività informatiche e tecnologico del Gruppo, della piattaforma di innovazione Sellalab, dell'Università aziendale e della Fondazione Sella, che conserva la memoria della famiglia.

Nel corso del Novecento, mantenendo sempre saldo il legame con il territorio d'origine, la banca si trasforma in società per azioni e assume la denominazione di Banca Sella, intraprendendo un processo di graduale e costante crescita e uscendo dalla dimensione di banca locale, anche attraverso l'acquisizione di altri istituti presenti sul territorio nazionale.

Nel 1992 viene costituito il Gruppo Sella, una realtà ampia e articolata le cui attività oggi comprendono la banca commerciale e retail, i servizi di private e wealth management, il corporate & investment banking, i sistemi di pagamento, l'open banking e i servizi di information technology.

Con spirito pioneristico la banca e il Gruppo hanno sempre fatto da apripista in vari settori: l'introduzione delle macchine Chubb, antenate dei moderni sportelli automatici per prelevare denaro contate, i Buoni Ordinari del Tesoro nell'offerta di gestione del risparmio, la prima compravendita azionaria inviata al mercato italiano via internet, le prime transazioni di e-commerce a livello europeo, l'internet, il mobile e il voice banking.

Nel 2013, anticipando il nuovo paradigma del Fintech e dell'open innovation, nel Gruppo viene creato il centro d'innovazione per startup e imprese Sellalab, in cui nasce anche la challenger bank Hype.

Il Gruppo, inoltre, promuove la nascita del Fintech District di Milano e la prima piattaforma italiana di open banking Fabrick, dando vita così a un ecosistema innovativo e aperto, che continua a crescere.

2024

The network of Open Innovation Centers is strengthened with the opening of the new hub in Turin, which integrates the Group's offering of specialized consulting services in its various business areas.

2023

Fabrick acquires British PayTech Judopay, thereby strengthening its presence in the UK market.

2022

Sella Group continues growing in Open Finance. Centrico signs a strategic partnership with Sesa Group.

2021

Sella Group is among the first in the Italian banking sector to achieve carbon neutrality, writing off the impact of its CO2 emissions.

2020

In February 2020, following authorization by the Bank of Italy, Hype becomes an Electronic Money Institution (IMEL). In September Illimity and Fabrick (a Sella Group company for the development of an Open Banking and fintech ecosystem in Italy, 100% shareholder of Hype) reach a joint venture agreement, thus completing the first industrial consolidation operation in Italy, in the open banking field - a driver for the development of digital financial services.

2019

The Sella Group gives life to Centrico - a new business consolidating the technological infrastructure developed by the Group into a single entity. The company aims to provide unique core and digital banking solutions with a wide range of information technology and business process outsourcing services to companies in the Group, banks, fintechs and other innovative financial firms. The aim is to contribute to the development of the Italian financial ecosystem by bringing the Group’s skills and technology, and its open and unique solutions in the sector, to the market.

2018

Establishment of Fabrick, an open financial ecosystem enabling and fostering collaboration between banks, corporations and fintech companies to create innovative solutions for its end customers through the Fabrick Platform: a platform aggregating, integrating and coordinating a growing number of APIs and services.

Banca Sella launches an innovative 'voice banking' solution, one of the first in Italy and Europe, to manage current accounts through smart speakers.
Axerve, through the continuous development of innovative solutions related to payment acceptance, establishes itself as the leading international payment hub in Italy.

2017

In 2017, the Group launches the first Open Banking API Platform in Italy. Banca Sella thus opens its technological and information infrastructure to companies and startups, allowing them to have their IT platforms interact automatically with the bank's systems. 

In the same year, the Sella Group fosters the birth of the Fintech District in Milan - the access point to the Italian fintech ecosystem that brings together startups, entrepreneurs, financial institutions, investors and universities, intending to promote the development of the financial industry of the future and the growth of companies in the sector. Today the Fintech District brings together over 130 organizations. 

The Sella Group was also among the first in Europe to offer its customers the payment service based on the new SEPA Instant Credit Transfer ("SCT Inst") scheme of the European Payment Council (EPC). This solution enables instant credit transfers throughout the SEPA area.

2015

Hype, the Sella Group's light banking solution, is born just a couple of years after the launch of the UPMobile smartphone payment system. Developed on the Sellalab innovation platform, Hype is an application introducing a new way of managing funds entirely through an app. Hype evolves your smartphone into an e-money account that allows you to quickly and easily make transactions, such as the transfer of money between individuals, payments online and at physical stores, as well as planning your savings and spending goals.

2013

The Sellalab innovation platform is born in the historical complex of Lanificio Maurizio Sella, to support companies and startups in their open innovation and digital transformation paths. Sellalab is an open ecosystem that connects established companies and emerging startups, to foster the innovation processes of the former and the growth of the latter. The opening of other offices in Milan, Lecce and Salerno follow that of Biella. The mission of each site is to become the point of reference and interconnection in the territory, for those who want to do business. As a consequence, this leads to the birth of communities that constantly meet there. 
The Sellalab offices annually evaluate over 200 entrepreneurial projects, involving over 10,000 people in the over 150 events organized throughout the territory concerning digital transformation and innovation.

2011

Sella Digit, the online digital signature service enabling customers to sign banking documents is launched in 2011 - it is no longer necessary to go and sign documents at branches.

2010

Gruppo Sella opens a Facebook account to have a communication channel constantly open towards Customers. Banca Sella issues co-branded prepaid cards with important players.

2000

Banca Sella begins to use the brand Sella.it to offer its all-round services. Online trading services are launched (derivatives on FIB30). The first venture capital initiatives take place - together with a group of entrepreneurs from Biella, the investment fund Jupiter is set up, investing in successful enterprises such as Mutui Online.

2002

SellaMoney is launched - the first prepaid card by Banca Sella, answering the demand from Customers to have a payment tool without a current account.

2006

The launch of Websella.it, dedicated to Customers who prefer to operate online. The core offer is the fee-free current account, to which over time a wide range of products and services are added. 

In 2000, upon the death of Giorgio Sella, Maurizio becomes Chairman of the Group, while his son Pietro, an engineer like his great-grandfather and working in the bank since 1994, is appointed first Managing Director of Banca Sella (2002) and then, in 2005, Managing Director of the Parent Company.

2008

The first banking app for iPhone in Italy is developed and launched, allowing Customers to access and operate on their accounts directly from their mobile phones. Banca Sella enters the social media world with the "La Banca che Piace" community, where Customers can rate products and services and share suggestions.

1992

Gruppo Sella is founded.

1995-96

Banca Sella is among the first banks in Italy to develop and launch a website. The Group is among the first to grasp the possibility of international collaborations and partnerships. In 1995, Selir is born in Romania. The following year Sella Synergy India is founded - a global in-house centre to develop ICT solutions in the banking and financial sector.

1997

In 1997, Banca Sella is among the first banks to provide a real-time information internet banking service in Italy. It also joins the first e-commerce program when Microsoft and the Yahoo portal launch the E-Christmas initiative to foster e-commerce in Europe. Gruppo Banca Sella joins the venture by managing the first e-commerce transactions at European level for a tie shop. In the same year, it is a first mover in the field of electronic payments.

1998

In the spring of 1998 the first online revolution takes place - the home banking service allows Customers to perform bank transactions online. The first online account in Italy is launched, Winconto. 

Still in 1998, Banca Sella carries out the first purchase of shares sent to the Italian market through the internet. A lot of 1000 Fiat shares gives birth of the Online Trading service.

1980

The number of branches grows to 17, located in the provinces of Biella, Torino, Cuneo and Aosta.

1980-89

Società Autostrade chooses Banca Sella to trial a revolutionary system for paying motorway tolls called Viacard. 

Banca Sella establishes its asset management company and is among the first Italian banks to offer mutual funds to its Customers.

1986

For its first century anniversary, the bank opens its branch in the central Piazza Castello in Turin.

1970

In the 1970s, Banca Sella was the first in Italy to introduce Chubb machines, the ancestors of the ATM, allowing Customers to withdraw money automatically. 

Banca Sella adds Treasury Bills (BOT) to its managed savings offer. It is among the first banks in Italy to sell Treasury Bills at its branches.

1974

Upon Ernesto's death, Maurizio Sella succeeds his father in the role of General Manager and Managing Director of the Bank, while his uncle Giorgio becomes Chairman of the same.

1960-69

During the 1960s, the Bank expands within the province of Biella and a new head office building is built in the central Via Italia. 

The processing centre is moved into the new premises and turns into an "electronic data centre" with the adoption of the first computers.

1966

The process of growth and development continues. In 1966, Ernesto’s son, Maurizio, joins the bank. Twenty-four years old, a graduate in Economics and Trade and experienced in the family firms, Maurizio started his career as a cashier, then moved on to trusts and other functions and ended his practice period as Head of accounting and organization. He becomes General Manager and Managing Director of the bank, alongside his uncle Giorgio who becomes Chairman when his father dies in 1974. 
In the meantime, the number of branches rises from 10 in 1966 to 24 in 1980. In 1992, they become 65 and there are over 300 today, further to the acquisition, starting in the 80s, of 10 local banks. On 11 August 1992, the Banca Sella Group is established.

1950-59

Business growth and territorial expansion makes it necessary to move from manual jobs to automated procedures. Under the guidance of Giorgio Sella, a telecommunications enthusiast with a pioneering spirit, the introduction of the first information technologies takes place. The "mechanographic centre” is built at the Headquarters in Via Seminari, Biella, where the bank had moved, from Via Umberto, in 1898. This centre is further developed into an electronic centre in the 1960s, at the time of construction of the new Headquarters in Via Italia, following the adoption of the first computers.

1937

Gaudenzio remains at the helm of the bank until his death in 1934. His sons Ernesto and Giorgio succeed him. The bank that Gaudenzio leaves to his family is sound and in good health, thanks to its sound and prudent management. Moreover, up to that point, the bank had decided not to open branches, in addition to the head office. However, under the new administration, it starts to move away from the purely local dimension, according to a long-lasting policy of further development and expansion. 
In 1937, the bank opens its first branch outside Biella in Ponzone, Val Sessera.

1939-45

The second and third branches open in Cossato and Vallemosso in 1939 and 1941 respectively. The Second World War begins and the Bank continues to expand.

1949

After the war, five further branches are opened in the Biella area, laying the foundations for future expansion. In 1949 the bank becomes a joint-stock company, of which Ernesto is President and Giorgio CEO.

1817

In the nineteenth century, the Sella family are among the leading figures of the first steps of industrialization in the textile field. In 1815, Pietro Sella following a trip to England where he went as a worker to understand how processing machines worked, buys from the inventor and entrepreneur William Cockerill, who had opened a textile machinery manufacturing workshop in Belgium, eight different specimens of spinning machines (for beating, peeling, removing and carding the wool, for spinning it into bulk and, finally, to garnish and trim clothes). For each imported specimen Pietro Sella reproduces two others, and in 1817, the King of Sardinia authorizes him to start production. The machines soon begin to make a decisive contribution to the growth of the family company’s turnover. A few years later, his brother Giovanni Battista also introduces the same machines.

1827

Maurizio and Rosa had twenty-three children, four of whom carry on the business: Francesco, Gaudenzio, Giuseppe Venanzio and Quintino. Quintino Sella, born in 1827, becomes Minister of Finance of the newborn Kingdom of Italy for the first time in 1862, dedicating himself to the consolidation of the budget. He also contributes, among other things, to creating the School of Applied Engineering of Turin (in 1859, the current Polytechnic), to founding the Italian Alpine Club (1863), and to reconstituting the Accademia Dei Lincei (in the 70s). With the textile sector well underway, Quintino Sella inspired the banking institution established after his death.

1835

In 1835, following the process of mechanization of the wool spinning machines, Maurizio Sella and his wife Rosa Sella, in search of waterways with greater quantities of water needed to spin the wheel and transmit the mechanical energy necessary to the machines, transfer the activities to the Cervo stream in Biella. Thanks to these innovations in the 1870s, in the factory along the Cervo stream, mechanical looms are introduced. Lanificio Maurizio Sella is now home to Sellalab and other activities of the Sella Group dedicated to training, innovation and Open Banking, further to hosting Fondazione Sella, the Sella Foundation collecting, preserving and enhancing the memory of the family and the territory. In the field of textiles in more recent years, the Sella family also helped to establish two companies: Idroelettrica Italiana and Filatura di Tollegno.

1886

In 1886, the 26-year-old Gaudenzio Sella (1860-1934), third son of Giuseppe Venanzio, two years after graduating in civil engineering, together with six other brothers and cousins, establishes the credit institution that is the basis of the current Sella Group. On 23 August 1886, the constitution of the limited partnership Gaudenzio Sella & C. is registered with the notary Ramella of Biella to "exercise - as stated the deed of incorporation - banking trade such as discounts, advances, current accounts, buy, sell, etc.". The social capital of the bank is 550,000 Liras and will remain so until 1937 when the bank becomes a limited partnership. Among the founders, the Maurizio Sella wool mill underwrites a significant portion of the share capital.